Sunday, June 28, 2009

How to safeguard our personal data and financial data??

Nowadays, there are many incidents about the personal data has been lost or get stolen. The internet is unsafety for using. A lot of hackers try to hack into the others computer to steel the data in order to get the benefits. So, we must prevent those incidents happen in order to protect our authority.

The way to secure our personal data and financial data:

1. Protect computer's security. You can install and keep updating firewall, antispyware and antivirus programs to protect our personal and financial data. Firewall can prevent our personal data send out automatically. Besides that, our computer can get protection against virus and Trojan by using antivirus. Antispyware is the program that protect against from spyware or adware which is hidden in software programs in order to maintain our computer performance.



2.Set your PIN wisely.
Try not to use the personal data to create your password. The password must be strong enough, something that the thief can not guess. Besides that, you have to change the password frequently for protection. For example, you use your birthday as your password. It can easily guess by someone.

3. Do not reveal any personal information or passwords to anyone.
Try not to give the information to others if you can. You only can give your personal data to others for real need or the person u trust the most. Do not write down the password or personal information. It must be remember in your mind in order to prevent steel by others


4. Be cautious when accessing financial information in public especially when you withdraw money from the ATM. Do not let others see when you key in the password. User must remember to log out properly after using any of the Financial Data Center or member services. Be vigilance in every moment.



5.Backing up data externally for safety. It can prevent from any uncertainty events or disaster occurs. For example, fire, robbery, flood disaster and so on.
6. Review your monthly statements. This is the protection for an inaccuracy amount that you spend. A lot of cases happen in Malaysia, the amount charges is more than actual amount. So, the users must check it frequently to get the confirm amount. It will alert you to possible fraudulent charges and legitimate charges for services that are either redundant or no longer necessary.

7. Avoid clicking on pop-up ads or downloading information from unknown sites. Don't open mystery attachments. Some of the ads is a virus, once you click, the virus will infect to your computer. Thus, your personal data and financial data will get stolen easily.

8. Be caution while receiving an Email. Avoid Phishing email. It is a theft that used to gain information for purposes of identity theft, using fraudulent email message that appear to come from legitimate business. for example, asking for account number and passwords, credit cards numbers.





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